Is Cardonio a Scam?
The question always comes to mind, whatever the product or deal may be, especially during these times when information flow has become efficient and accessible to any individual who may have good or bad intentions. More so when it comes to financial deals as they involve direct exchange of currencies that now travel at the speed of light and made available through an efficient worldwide banking or financial network right at the next corner in any town via a convenience-shop’s teller machine. This modern convenience does have its ups and downs. You have the right to ask the question and to know the truth.
Cardonio does not merely deal with material or ideal objects but essentially with people who have precious lives to live, dear families to take care of, and important jobs or businesses to manage. Although there are individuals who find satisfaction in making life for others difficult, if not miserable, majority of people work hard to make life for others more convenient, as well as to build of this world a more comfortable place for all. Cardonio believes that having the convenience and freedom of undertaking one’s financial needs wherever one may be in the part of the world, at home or travelling abroad, is an advantage that our modern life has allowed us to achieve in order to free us from worries, as well as from dishonest parties who may come our way.
Cardonio allows the customer to use their card to make any payment against their cryptocurrency with a 90-day period to cover the expense. This allows the customer the advantage of keeping their account liquid while waiting for the maturity date. It also gives the advantage of gaining some profits from the increase in the exchange rate between one’s currency, say GBP to USD, on the transaction. All this is done without the customer being charged with fees or mark-ups, as in most credit card facilities. This alone should convince us that the risk is entirely upon the service-provider and not on the holder.
Cardonio aims to ride the flow of renewed global confidence in financial growth. Whatever obstacles may come along the way, it is ready and capable of protecting its customers and providing them with solutions that will help them achieve financial peace-of-mind, confidence and growth.
Never miss free Cardonio Crypto Airdop again!
Coalition Against Insurance Fraud: Chilling mob-style hits reveal fraud’s violent roots
Mob-style hits sought in name of insurance money
Recent charges against a foot doctor challenge a belief among many consumers that insurance fraud is a relatively low-level, white-collar scam.
The issue: fraud as violence.
Foot doctor Ira Bernstein allegedly tried to hire thugs to beat up two insurance-fraud investigators and throw them off the track.
The Ramapo, N.Y. man and his girlfriend met with someone they thought was a hitman to kill his wife Susan — and rough up the fraud investigators, federal prosecutors contend. The investigators were looking into whether Bernstein bilked health insurers with false claims.
The purported hitman was a wired informant. He revealed the suspected plot to police.
Police also set up Hollywood-style murder photos. They applied makeup so the investigators would look mugged. The snitch then showed Bernstein the seemingly grisly images to fool the foot doctor into revealing more suspected evidence.
Bernstein could be innocent. He’ll have his justly deserved day in court.
Whatever the outcome, the case shines a light on a broader concern that insurance fraud is widely perceived as a relatively tame white-collar scam with few real victims.
Once embedded as a norm … this lax attitude edges dangerously closer to making an $80-billion insurance crime a socially acceptable way people can lard their bank accounts, live well, or exact policyholder revenge against insurers for high premiums paid out without claims.
Insurance fraud has a seedy history of Mafia-style violence — or threatened harm — against against investigators … judges … witnesses … and other hardworking professionals just trying to do fair justice. Blind panic and fear when cornered by courts and investigators can turn swindlers into murderers.
An insurance agent shot and killed two fraud investigators who were looking into his practices. Rhett Jeansonne and Kim Sledge were with the Louisiana insurance department. John Melvin Lavergne gunned them down at his Ville Platte agency, then shot himself.
Alarmed insurance regulators around the U.S. quickly strengthened procedures for how investigators can stay safer when visiting a suspect’s office or home.
Sallie Rohrbach died doing her duty as well. She was an auditor with the North Carolina insurance department. A troubled agent clubbed her to death with a chair while she was in his office reviewing his books for possible theft of client premiums.
Tyesha Towanda Roberts offered to hired someone to shoot a witness involving insurance torchings of a home and two vehicles. The Baltimore woman wanted $10,000 to set up the murder. A cohort offered to help shoot the witness himself. Except that Roberts and her cohort spilled the plot to an undercover officer. Roberts was convicted, and will be sentenced in August 2016.
Nightclub insurer mogul Jeffrey Cohen plotted to assassinate the judge overseeing the bankrupt insurer’s liquidation.
Cohen deceived regulators into thinking his failing insurance empire was financially solid.
A former nightclub bouncer, Cohen drew up a hit list of Maryland and Delaware officials involved with his case. Plus driving directions to the home of the judge overseeing the insurer’s liquidation.
Seven assault weapons were seized at Cohen’s home. “Society needs to look at the fact that killing isn’t wrong in certain circumstances, and killing culls the weak,” he said in a sound recording. Cohen was handed 37 years in federal prison.
Buying the narrative that insurance fraud is tame feeds the dystopian mindset that eggs people to use violence to defend their schemes. Even seemingly average people can become killers when their fraud plots start unravelling.
So when you think of insurance fraud as a soft and minor crime … just visit Sallie Rohrbach’s grave. She’s buried in Raleigh Memorial Park in Fuquay-Varina, N.C.
Proposing ongoing blog about all things insurance fraud. Consumer attitudes that let fraud thrive … strategies for changing minds … new fraud trends and why they’re important …
Profile how people are victimized. How fraud crimes are investigated and convicted. Highlight breaking cases and fraud trends — and why they’re important.
Also look on light side — knuckleheads who bumble to bogus fake workers comp injury claims.
IFC Commits up to $200 million to IFC Emerging Asia Fund to Invest Across Multiple Sectors in Asia
International Financial Corporation Securities Regulatory Commission World Bank Group
Washington, July 29, 2016—IFC, a member of the World Bank Group, has committed up to $200 million to the IFC Emerging Asia Fund (EAF), which this week reached a first close. IFC is joined by the Korea Development Bank (KDB) and the Fiji National Provident Fund (FNPF).
Central to the EAF is mobilizing additional capital in emerging markets of the Asia region, given the scale of investment, innovation, technological development and employment creation required for sustainable development in many low and middle income countries in the region falls beyond the range of the public sector, making the private sector central to finding and financing the development solutions that are needed.
Investments by the EAF will be aligned to IFC’s strategy for the region, which includes a focus on addressing the infrastructure deficit, and at the same time it will also help investee companies raise standards, improve risk mitigation and generate value.
“We are excited by the equity opportunities we see in emerging Asia and delivering further development impact through our clients,” said IFC Regional Director East Asia and Pacific, Vivek Pathak. “We are very pleased that major institutional investors such as KDB and FNPF are partnering with us to further IFC’s support of private sector development.”
The new global architecture for international development, the Sustainable Development Goals, launched at the United Nations in 2015, highlights that financing sustainable development requires low and middle income countries tap new sources of capital from both private and public sources, including leveraging global private capital to most skillful effect.
Two thirds of the world’s poorest people live in emerging Asia and yet it is the engine room of global growth being the fastest growing region and the largest continental economy by GDP in the world. This growth is a function of favorable dynamics such as the continued need for enhanced infrastructure, the emergence of a rapidly growing middle class and commitments by many governments in the region to political and economic reform. Combined, these dynamics have created significant opportunities for investment in the region including China, India, Indonesia, Philippines and Asian frontier markets such as Vietnam and Myanmar.
About IFC
IFC, a member of the World Bank Group, is the largest global development institution focused on the private sector in emerging markets. Working with more than 2,000 businesses worldwide, we use our capital, expertise, and influence, to create opportunity where it’s needed most. In FY15, our long-term investments in developing countries rose to nearly $18 billion, helping the private sector play an essential role in the global effort to end extreme poverty and boost shared prosperity. For more information, visit www.ifc.org
Cybersecurity Fraud Intelligence Lead – Vice President
The Cybersecurity organization's objective is to ensure that JPMC is able to effectively detect, prevent, and respond to cyber threats against our technology infrastructure. The scope of Cybersecurity comprises detection and monitoring of threats and vulnerabilities, managing security incidents, and evolving our preventive infrastructure to keep ahead of the threat. We accomplish this through strong information security leadership and active collaboration with line of business information risk managers to provide high quality security solutions and services that are focused on improving the Firm's risk posture.
The Cyber Fraud APAC and South America Lead will work closely with Fraud Intelligence teams within Cyber Security Operations to maintain and advance intelligence collection efforts, optimize reporting, and manage metrics production.
Responsibilities:
- Lead efforts across Fraud Intelligence teams (card, banking, data automation) to expand the teams' intelligence collection, optimize reporting to internal stakeholders, and assist in managing expanding metrics production efforts specific to the Asia Pacific and South American geographic areas
- Act as the Fraud Intelligence lead representative in a multi-disciplinary security operations center (SOC)
- Act as liaison between Corporate Cyber Security Operations-Fraud Intelligence and the various JPMC lines of business (LOBs)
- Work closely with Cyber Security Operations teams to collaborate on a first in class intelligence program.
- Maintain and advance knowledge of industry fraud trends
- Conduct and manage detailed analysis and risk assessments on all issues affecting the Firm
- Engage in problem solving, process improvement, and strategic planning initiatives
- Continually identify and evaluate 3 rd party solutions to fraud problems facing the Firm
- Author and edit intelligence reports and contribute to metrics production
Qualifications
5+ years of experience with at least 3 collecting and analyzing intelligence, conducting financial investigations, and/or working in banking technology, risk, or operations including APAC and South America
- 3+ years of experience collecting and analyzing intelligence, conducting financial investigations, and writing professional reports
- Experience with large volumes of transactional data, conducting deep-dive analysis, and financial services industry products and services
- Experience serving business stakeholders, managing cross collaboration, and leading teams
- Strong knowledge of banking terms, phrases, and concepts
- Prior cyber security and/or cyber threat experience a plus
- The ability to work in a fast paced environment to include the translation of complex concepts and issues into messaging easily understood by senior leadership
- Bachelor's degree or equivalent experience
- Prior threat intelligence/SOC experience a plus
People Skills:
- Excellent people, time management, and organization skills
- An ability to work with minimal direction and supervision-independently or in leadership role
- Experience managing aggressive deadlines in a fast-paced environment
- The ability to coordinate, work with, and gain the trust of business stakeholders to achieve a desired objective
Process Skills:
- Strong attention to detail in conducting analysis combined with ability to accurately record full supporting documentation
- An ability to leverage the efforts of multiple teams into a cohesive product/service
- An ability to mitigate a vulnerability or issue by leveraging support from internal stakeholders in a collaborative approach
- An ability to conduct critical analysis, form a hypothesis, and make recommendations to senior management
- An ability to mitigate a vulnerability or issue by leveraging support from internal stakeholders in a collaborative approach
Communication Skills:
- Excellent written and verbal communication skills are required
- Able to articulate and visually present complex analysis results
- Ability to communicate effectively with business representatives in explaining findings clearly and where necessary, in layman's terms
This position is anticipated to require the use of one or more High Security Access (HSA) systems. Users of these systems are subject to enhanced screening which includes both criminal and credit background checks, and/or other enhanced screening at the time of accepting the position and on an annual basis thereafter. The enhanced screening will need to be successfully completed prior to commencing employment or assignment.
J.P. Morgan is a place for talented people from all backgrounds and perspectives because our clients come from all backgrounds and perspectives. We encourage a culture of inclusion, where everyone's opinion counts and all employees have the freedom to deliver their absolute best. This is why we work hard and invest in attracting and developing a diverse workforce. Learn more about our Business Resource Groups in how they help our employees build successful careers and reach their greatest potential.
Corporate Intelligence at Hill & Associates
Hill & Associates Business continuity with full-spectrum problem solving.
We don't make headlines. We make success.
Doing business globally means exposure to risk. Landing in Asia should not feel like stepping into a threatening landscape. Our Asia-based team knows the territory, the players and the pitfalls. We guide clients around the challenges and insulate them from the unforeseen. Your business will never miss a beat.
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We work with complete confidentiality in world's most difficult and opaque markets. Learn More About Our Services.
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We are positioned across Asia to act decisively to crises and maintain the continuity of your business. See Where We Are.
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Law enforcement, military, cyber security, accounting, corporate law, and everything in between are represented. Meet Our Team
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Bacall Associates : Easy Ways to enhance your Marketing Plan using Social Media
Bacall Associates views social media as an excellent helping tool to several business owners. It can help you with your public relations as well as fostering your integrated marketing communication (IMC) plan. Bacall is known for their cost effective integrated public relations, marketing and sales campaigns in the United Kingdom, Asia like Singapore and Hong Kong.
It's critical to have an IMC plan first before you start communicating with the world about your company according to Bacall Associates. It may contain different approaches on how to communicate your business with your target audience. It can also be a powerful guideline to marketing teams during implementation to reduce any concerns and to prevent any internal disagreements between stakeholders.
Social media is considered essential to any IMC plan these days whilst your IMC can use several different communication mediums such as content marketing, public relations, advertising and social media. Bacall Associates found the impact of social media on the following areas, which proved that it could improve your IMC plan.
Public relations (PR)
Social media has lessened the pressure on PR pros over the past few years because it offers great benefit and easy accessibility to them. They can get a comment out within minutes of the news breaking with social media, its speed and relevance are really remarkable. Your social media audience should be connected to your sources.
Advertising
Social media made a huge change in the world of advertising today because it can specifically target your audience, easily measure your social media advertising ROI, and immediately make changes to your advertisements, that's why business owners put big advertising budgets on social media nowadays.
Mossack Fonseca Careers
CAREERS
WHY JOIN THE MOSSACK FONSECA GROUP
Our worldwide offices embrace and encourage an international community of professionals. Our daily work with clients from more than 105 countries allows us to understand the meaning of a multicultural workspace.
Reputation
We have a reputation of efficiency and great service that we pride ourselves on. We are driven to be the best in a job that must be diligently executed every day. A good reputation is not given, it is earned in the work place every day.
Empowerment
The world is not short of good ideas, but of people who are willing to make them real. The opportunity to create and lead has shown great success amongst our staff. Not only do we feel the desire to take leadership, we give them the tools and liberty to do so.
Challenging
We actively seek individuals that want to add value and succeed. Our group favors aspiring leaders who want to work with the very best in a positive atmosphere where healthy competition is promoted.
If you are interested in becoming part of the team please submit your curriculum below. Thank you for your interest in Mossack Fonseca.
